by Walter Metzen | Dec 6, 2021 | Life After Bankruptcy
As a busy bankruptcy attorney serving metro Detroit for close to 30 years now, it’s sometimes easy to forget how much a bankruptcy case can truly help someone struggling with finances. We attorneys get caught up in managing our caseload, dealing with...
by Walter Metzen | Dec 3, 2021 | Life After Bankruptcy
Buying a car after bankruptcy is not impossible. In fact, after you file a bankruptcy, you will receive numerous offers from car dealerships in the metro Detroit area with offers to purchase vehicles through their lots. Be sure to shop for the...
by Walter Metzen | Jan 20, 2021 | Life After Bankruptcy, reaffirmation of car note
Your Chapter 7 bankruptcy is a distant memory. It worked out great. You discharged all of your credit card and medical debt. That back rent you still owed from leasing that apartment with that roommate who ran off with a guy halfway through the lease-term is even...
by Walter Metzen | Oct 7, 2020 | Credit Score, Life After Bankruptcy
MICHIGAN CHAPTER 7 & CHAPTER 13 BANKRUPTCY: POST-DISCHARGE CREDIT REPORTING The legislative purpose of Chapter 7 and Chapter 13 bankruptcy is to give an honest debtor a fresh start. However, what does and does not constitute a “fresh start” is unfortunately...
by Walter Metzen | Aug 24, 2020 | Automatic Stay, Bankruptcy, DTE Energy and bankruptcy, Life After Bankruptcy
DTE ENERGY UTILITY BALANCES IN MICHIGAN BANKRUPTCY DTE Energy and other utility balances are low priority, unsecured debts in a Chapter 7 or Chapter 13 bankruptcy proceeding, unless you have paid a security deposit to open the service account. That means that...
by Walter Metzen | Dec 10, 2013 | credit card after filing bankruptcy, Credit Card Debt, Credit Score, filing bankruptcy in Michigan, Life After Bankruptcy
I recently filed bankruptcy in Michigan. How do I get a credit card? One of the most common questions I get while counseling one of my bankruptcy client’s is “I need a credit card, I’d like to keep at least one of my credit cards after filing. Can I keep one of...
